Last update: 28/08/2016
The best of DBS saving accounts at a glance
DBS Multiplier Programme
Earn up to 2.08% p.a. on your savings just through your regular banking with us.
Benefits
If your regular banking with us adds up to S$7,500 per month, you’re eligible to earn higher interest.
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The higher interest earned will be paid on the first S$50,000 in your Multiplier Account
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No lock-in period
Interest rate
¹Remaining balance over and above the first S$50,000 will be accorded the prevailing base interest rate for that month. Higher interest will be credited in 2 parts: (i) base interest at our prevailing base interest rate calculated on daily balances will be credited at month end, and (ii) the remaining preferential interest, calculated as the nett of the higher interest rate and the prevailing base interest rate, based on the sum of your eligible cash flows with us, by the 7th working day of the following month.
^Effective from 1 Oct 2014, the interest rate of this tier is revised from 0.98% p.a. to 1.08% p.a.
DBS Remix eSavings Plus
A savings account customized for young adults to bank on-the-go, with no minimum balance required.
Benefits
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Earns daily interest
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No minimum balance requirement, with perpetual waiver of fall below-fee
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Convenience with a DBS VISA Debit Card
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Access to over 1,000 DBS/POSB ATMs in Singapore, and worldwide access at PLUS ATMs/MasterCard/Cirrus ATMs
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Cashless shopping via NETS and VISA and receive cashback whenever you sign for purchases in Singapore or make any local online, mail and phone transactions.
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Bank on-the-go 24/7 access via iBanking and mBanking, plus many other self-service banking services such as Cash Deposit Machines, Quick Cheque Deposit box
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Monthly eStatement – The faster and easier way to view your transactions anytime, anywhere via iBanking
Interest rate
Rates quoted are in % p.a. and are subject to change without prior notice.
Link to: DBS Remix eSavings Plus for additional details
eMySavings Account
An automatic monthly savings account with special interest rates — giving you flexibility and control.
DBS eMySavings Account (eMSA) is a hassle-free way to keep up with your monthly savings goals, with special interest rates that make your money work better for you.
Benefits
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Interest Benefits: enjoy special interest rates
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Convenience: a preset monthly savings amount that allows you to save on the savings date1 that works best for you (S$50 to S$3000, in multiples of S$10, and a date between the 1st and 25th of the month).
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Flexibility: amend your savings amount and crediting date
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Access your account anytime through our wide ATM network, iBanking and mBanking.
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eStatements delivered to you on a quarterly basis.
Interest rate
¹To avoid any failed deduction, please ensure that there are sufficient funds in the debiting account by 7pm, one day before the monthly savings date.
Link to: DBS eMySavings Account for additional details
DBS eSavings Plus – SP/EP
The account to get going with your finances in Singapore.
DBS eSavings Plus SP/EP lets you credit your salary, set up GIRO or pay bills with it. Come bundled with a debit card, iBanking and eStatement for easy and convenient access.
Benefits
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Earns daily interest
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Convenience with a DBS VISA Debit Card
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Access to over 1,000 DBS/POSB ATMs in Singapore, and worldwide access at PLUS ATMs/MasterCard/Cirrus ATMs
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Cashless shopping via NETS and VISA and receive cashback whenever you sign for purchases in Singapore or make any local online, mail and phone transactions.
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Bank on-the-go 24/7 access via iBanking and mBanking, plus many other self-service banking services such as Cash Deposit Machines, Quick Cheque Deposit box
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Monthly eStatement - The faster and easier way to view your transactions anytime, anywhere via iBanking
Interest rate
DBS Multi-Currency Autosave (MCA)
An all-in-one account with 12 foreign currencies types and Singapore dollar that lets you save and transact.
Benefits
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Easy conversion from one currency to another, to take advantage of any foreign exchange movement
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Ability to remit, withdraw or receive foreign currency funds directly from and into your account thus allowing you to save on foreign exchanges
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No fees charged for foreign currencies withdrawn at branch
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One time account opening and one account number for all 13 currencies
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All-in-one eStatement to show both SGD and foreign currencies balances and transaction details.
DBS Multi Currency Autosave offers you easy access via multiple channels like iBanking, mBanking, widest network of ATMs and branches.
Interest rate
ePOSBkids Account
Impart the virtue of thrift to your child with ePOSBkids Account and receive attractive welcome gifts.
Benefits
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Earn daily interest
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No minimum deposit and fall-below fee until your child turns 21 years old.
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Waiver of coin deposit fee till your child turns 16 years old.
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Free automatic funds transfer from the parent's account.
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Monthly eStatements for you to track your transactions and account balance.
Interest rate
Link to: ePOSBkids Account
POSB Current Account
Issue cheques conveniently while earning interest on your linked POSB Savings Account.
Benefits
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Convenience: no minimum balance is required as the money is automatically topped-up from your linked POSB Savings Account to clear cheques — simply ensure that there’s sufficient balance in your linked POSB Savings Account
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Auto-cheque mailing: we will send you a new chequebook automatically when you are down to your last few cheques
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Self-service banking facilities: Enjoy round-the-clock banking via ATM, iBanking, Phone Banking, mBanking, Cash Acceptance Machines and Quick Cheque Deposit Boxes.
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Easy-to-read monthly statements. Also available as eStatements - The fast and easy way to access your statements anytime, anywhere via iBanking.
Link to: POSB Current Account